Shop between multiple products to get the best deal
Term Loans
Term Loans provide a fixed amount that borrowers repay at a set rate, commonly used for business expansion, working capital, or equipment purchases. Benefits include traditional APR, no prepayment penalties, monthly payments, and rates starting at 7.99%, with funding in 1-3 days. Qualifications require 2 years in business, no bank liens or foreclosures in the past 3 years, and a 660+ FICO. Loan amounts range from $25K to $2M, with terms from 1 to 5 years.
Business Lines of Credit
A Business Line of Credit offers flexibility, allowing businesses to access funds as needed and pay interest only on the amount drawn. Funds become available again as the balance is paid down, with fast approvals. Qualifications include 6 months in business, $60K in annual sales, and no minimum FICO. Loan amounts range from $10K to $1M, with terms from 6 months to 10 years and funding in 1-3 days.
Equipment Financing
Equipment Financing allows businesses to acquire essential equipment without large upfront payments, preserving working capital. Available through leasing or loans, it is based on the equipment's value and the business's financial ability. Benefits include monthly payments, low or no down payment, and tax advantages (Section 179). Qualifications include no minimum time in business, a 580+ FICO score, and no required minimum annual revenue. Loan amounts range from $10K to $5M, with terms from 1 to 5 years and funding in 1 to 5 days.
Accounts Receivable Financing
Accounts Receivable Financing enables businesses to sell or use their outstanding invoices as collateral for working capital. It provides lower interest rates, doesn’t require additional collateral, and allows for factoring new receivables as they arise. Qualifications include no minimum FICO score, an aging report, and $500K+ in annual gross sales.
SBA Loan
SBA Loans are government-backed loans designed for starting or expanding a business, with eligibility requirements such as size standards, repayment ability, and a solid business purpose. Benefits include fixed and variable options, monthly payments, terms up to 25 years, prime rates, and government backing. Qualifications require $60K in gross annual sales, 3 years in business, no tax return losses in the last 2 years, and financials. Loan amounts go up to $5M, with terms up to 25 years and funding in 90-120 days.
Unsecured Working Capital
Unsecured Working Capital is a cash advance, repaid by withdrawing a percentage of daily credit sales. It’s customizable to business needs, with no compounding interest, and can be used for any purpose. Qualifications include 3 months in business, $60K in annual sales, and no minimum FICO. Loan amounts range from $10K to $5M, with flexible terms and same-day funding.
We review your credit profile and financials to ensure you meet lender requirements, identifying any areas that need improvement.
We leverage our network to connect you with various lenders and funding sources to secure the best terms and rates.
Our team assists with preparing all required documentation to streamline the application process and improve approval chances.
We work with lenders to negotiate favorable terms and ensure you’re getting the best possible funding options.
Our team is available for one-on-one support throughout the entire funding process, answering questions and providing insights every step of the way.
TESTIMONIALS
CUSTOMER REVIEWS
★★★★★
I was hesitant at first about applying for business funding, but Moore Legacy Consultants made the entire process seamless. Their team was knowledgeable, professional, and patient with all my questions. Thanks to their guidance, I was able to secure funding to expand my business faster than I thought possible!"
— Sarah M.
★★★★★
After struggling to find the right funding options, I finally came across Moore Legacy Consultants. Their expertise and straightforward approach made everything easy. They helped me secure the capital I needed to launch my new project. Highly recommend for any business looking for real funding solutions!"
— David L.
